A serious auto accident can have effects that last a lifetime. Talk to an attorney who can help you get your life back on track.
Auto accidents account for thousands of fatal and non-fatal injuries each year. Based on the National Highway Traffic Safety Administration’s Traffic Safety Facts Annual Report 2020, a total of 2,710,000 people were injured in a traffic accident in 2018. In the same year, an additional 36,560 people lost their lives in traffic collisions. These are staggering figures, as many automobile accidents are attributed to human error.
With safe and responsible driving, a majority of auto accidents are preventable. Unfortunately, not every driver practices safe driving when on the road. Even as most vehicles are engineered with advanced safety features, traumatic injuries continue to be a common occurrence in many car accidents. When an accident is caused as a result of another’s negligence, the injured auto accident victim may be entitled to compensation.
Dedicated Law Firm, Advocating for the Rights of Injured Auto Accident Victims
Smith & Williams Law Firm, LLC is a results-oriented law firm, focusing their efforts in ensuring their clients obtain a maximum compensation. The compassionate legal team understands that after an auto accident, most victims face difficult challenges concerning their physical health, emotional well-being, and financial stability. As a result, the team works tirelessly to secure a fair compensation for their clients. The proficient litigators at Smith & Williams Law Firm, LLC are equipped with the skills and knowledge your case demands. Consider scheduling a consultation with the law firm to get started on your case today.
Personal Injury Protection
When involved in an auto accident in the State of New Jersey, most drivers will usually have coverage immediately after the collision. This is because most drivers in the state carry a no-fault insurance coverage known as personal injury protection, or PIP.
According to the New Jersey’s Department of Banking and Insurance’s Auto Insurance Buyer’s Guide, personal injury protection provides medical coverage for any injuries a person sustains in a car accident. Commonly referred to as the “no-fault coverage”, this auto insurance coverage will pay for medical expenses in spite of who caused the accident.
Personal injury protection has two basic components. The first is that it will cover the cost of treatment received from medical care facilities, doctors and other medical care providers. It will also cover the need for any medical equipment that may be required to treat the injuries. The second component of this auto insurance coverage is that it will reimburse for certain expenses that resulted as a consequence of the injury. Common examples of this include coverage for the loss of wages while in recovery and hiring someone to take care of the family or the home.
It should be noted that according to the state’s Automobile Insurance Cost Reduction Act, New Jersey residents that have a limitation on lawsuit insurance will only be able to seek compensation for pain and suffering when their injury is considered serious and irreversible. The injury will need to include at least one of the following: Scarring, Disfigurement, Displaced fractures, Permanent injury, Loss of a fetus, Death, or Loss of limb or amputation.
Accidents Caused By Driver Negligence
Oftentimes, egregious auto accidents are caused as a result of driver negligence. Drivers in the State of New Jersey have a legal responsibility, known as a standard of care, to operate their vehicle safely. This can include the following: Avoid driving while under the influence, Ensure they are engaged in driving and are not distracted, Ensure they are following all traffic signals, and Ensure they are not breaking traffic laws.
An accident can quickly occur when a driver ignores the rules of the road and makes the decision to drive recklessly. When an auto accident happens because of another driver’s negligence, the consequences can be catastrophic. Negligent drivers in New Jersey can be held accountable for their reckless actions and monetary damages may be pursued.
Take Legal Action in Your Case – Obtain the Legal Support of an Experienced Law Firm
Auto accidents occur on a regular basis, but a majority of accidents are not serious. When the accident leads to a serious injury, however, the ability to recover compensation past what is offered in a personal injury protection coverage may be possible. If you or a loved one was injured in a car accident, consult the legal advice of a knowledgeable auto accident attorney.
At Smith & Williams Law Firm, LLC advocating for the rights of injured auto accident victims is a top priority. For more than a decade, the law firm has established a reputation of passion and dedication for their clients, helping them secure a fair monetary compensation. After an accident, consider seeking the legal advice of the legal team at Smith & Williams Law Firm, LLC. Schedule your free initial consultation with the proficient law firm today.